The Bahamas · Residency by investment

Homeowner's Residence Card

Open Last verified July 2026Unconfirmed

Open. It is issued under the International Persons Landholding Act, Ch. 140, and is frequently, and incorrectly, described as a residency product.

It is a facilitated-entry card for second-home owners and nothing more. We list it because clients and brokers routinely conflate it with permanent residency, and the distinction is the whole point.

Qualifying routes

$250k
Bahamian residential property

The commonly cited threshold is BSD 250,000+, but this figure does not appear on the official Immigration page. Treat it as unverified.

The facts

Minimum investment
$250k
Total landed cost
Fee sources conflict badly, with figures ranging from BSD 250 to 500, plus a BSD 200 processing fee. Confidence here is low. Confirm with counsel.
Route type
Residency by investment
Timeline
1–3 months (The applicant is expected not to be in the country during processing.)
Physical presence
None. The card facilitates entry. It does not require residence.
Family
SpouseEndorsed minor children
Permanent residency
None. This is not resident status.
Citizenship
None via this route.
Language test
Not applicable
Dual citizenship
Not permitted. You would have to renounce.
Requirements
a habitable Bahamian residencea primary residence outside The Bahamasan International Landholding CertificateReal Property Tax currenta registered deed
What can go wrong
  • This is explicitly not resident status and not a work permit. It lets the owner, the spouse and endorsed minor children enter and remain for the card's validity. Do not let a client confuse it with the Economic Certificate of Permanent Residence.
  • It requires a habitable Bahamian residence and a primary residence outside The Bahamas. By design, it presumes you live somewhere else, which makes it useless for breaking tax residency.
  • It requires Real Property Tax to be current, along with a registered deed and an International Landholding Certificate.
  • Both the BSD 250,000 property threshold and the fee level remain unverified against official sources.
Sources (1)

Path to permanent residence and citizenship

Permanent residency. None. This is not resident status.

Citizenship. None via this route.

Dual citizenship. Not permitted. You would have to renounce.

Frequently asked

How long until citizenship through the Homeowner's Residence Card?

None via this route.

What does the Homeowner's Residence Card cost?

The minimum qualifying investment is $250k. Fee sources conflict badly, with figures ranging from BSD 250 to 500, plus a BSD 200 processing fee. Confidence here is low. Confirm with counsel.

How much time must I spend in The Bahamas?

None. The card facilitates entry. It does not require residence.

Who can I include in the application?

Spouse; Endorsed minor children.

Before you commit capital to this

Tell us your citizenship, your tax exposure and where your family wants to be in ten years. If this route is wrong for you, we will say so.

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