Fiji

You have to run a business. The Investor Permit for Non-Citizen Investors is an operating-business permit, not a passive investment scheme. The capital must go into a venture that actually trades, and the permit is tied to operating that business in Fiji. There is no token-presence option. It is administered by the Ministry of Immigration and gated on a Foreign Investment Certificate from Investment Fiji. That certificate is a genuine approval hurdle, not a formality, and some sectors are reserved and closed to foreigners. This suits entrepreneurs who want a real Pacific business, not families looking to write a cheque.

Thresholds are inconsistently published, so verify the current figures with Investment Fiji before committing. The commonly cited figure is FJD 250,000 for the seven-year permit, though some sources cite FJD 500,000 for that same term, and FJD 50,000 appears against a shorter three-year permit. The full investment must come in from offshore and stay in the venture for the life of the permit. This is committed operating capital, not money you can pull back out. FJD 50,000, 250,000 and 500,000 all appear against different terms across sources, including Fiji's own embassy pages.

Fiji offers naturalisation after five cumulative years of residence within any 10-year period, and it allows dual citizenship, so you would not have to give up your current nationality. English is an official language of Fiji, and no separate language test is prominently published. Fiji is the only Pacific jurisdiction on this list where a family could plausibly live year-round and reach a passport in five years without buying one. The trade-off is that you have to genuinely live and operate there.

Yes. Fiji taxes residents on worldwide income at up to 20% over FJD 50,000. Non-residents are taxed only on Fiji-source income. There is a 10% capital gains tax on the disposal of Fijian capital assets, and foreign gains fall within the worldwide net for full residents. There is no wealth tax and no estate, inheritance or gift tax. Anyone arriving from a zero-tax base is trading up in tax, not down. That makes Fiji a lifestyle-and-mobility decision rather than a tax play.

Yes, the Residence on Assured Income Permit, open to applicants aged 45 and above. It carries no capital requirement. The binding criterion is that offshore assets or income must be enough to satisfy the Ministry that the applicant will not become a burden on public funds. The Ministry of Immigration does not publish a numeric income threshold, so the decision is discretionary, and any specific figures in agent marketing are inventions. Ask the Ministry directly. The application fee is FJD 650.05, with an unpublished issue fee and bond payable on approval, and the Ministry states a standard processing period of 21 working days.

Younger families, because new applications require the applicant to be aged 45 or above. The route also demands demonstrable offshore income, an offshore bank statement for new applications, or a local statement for extensions, meaning money must actually come to Fiji. It also requires a medical report within three months and police clearance. Because there is no published income threshold, there is no certainty of approval in advance. The discretion cuts both ways. And taking Fiji residence still brings worldwide income into the 20% net.

Three stand out from the record. Political history matters. Fiji has had four coups since 1987, so sovereign risk is not zero. Cyclone exposure is severe and rising, with insurance costs to match. That also affects any property you acquire. And the paperwork is demanding. Police clearance is required covering the last 10 years across every country of residence, a genuine obstacle for globally mobile families. Against these risks, Fiji offers real infrastructure, flights and liveability that most Pacific micro-states cannot.

Yes. Both the Investor Permit and the Residence on Assured Income Permit allow a spouse and dependent children to be included. Fiji permits dual citizenship, so a family could hold Fijian nationality after five cumulative years of residence without renouncing their existing passports. The permits are renewable, though permanent residence is discretionary rather than a defined automatic track.