What we decline
Every firm in this category publishes what it sells. None of them publish what they turn away. That gap makes the first list worthless. A list of what a firm will sell you, with no list of what it refuses, is just an advertisement.
Clients we turn away
- Anyone who cannot evidence their source of funds. This is not a matter of will not. It is cannot. If the money's history has a gap you cannot document, no programme will accept you. Any adviser who takes your fee anyway is selling you a refusal.
- Anyone whose actual objective is invisibility. CRS covers over a hundred jurisdictions. Opacity has not been a viable strategy for a decade. The people still selling it are selling a decade-old product to people who will be found.
- Anyone under active investigation who wants a second citizenship as a response to it. That is not planning. We are not the tool for it.
- Anyone who wants us to sequence a move to defeat a court order. A divorce settlement, a creditor, a custody arrangement. It does not matter which.
- Anyone who will not tell their spouse. This sounds like a joke. It is not. It is a recurring request, and it ends badly every time.
Programmes we will not sell you
- Any programme whose visa-free access is its entire value proposition, when that access is under active suspension review. Vanuatu is the cautionary tale. Agents sold Schengen access. The EU suspended it. The clients kept the passport and lost the reason they bought it.
- Any digital residency product sold to you as if it were real residency. Estonia's e-Residency and Palau's digital ID do not give you the right to live anywhere. They are useful products, misrepresented daily.
- Real estate we are paid to place. We take no developer commission. That means we have no reason to point you at a specific building, and no reason not to tell you the resale market for it is thin.
- Any route where the tax outcome is worse than staying put. This happens more often than the industry admits, particularly for US persons, for whom citizenship follows you regardless of where you live.
Why this page exists
Because the alternative is the industry standard: a claimed acceptance rate of 100%, which is true only in the trivial sense that a firm can simply decline to file anything it might lose. A number like that says nothing about competence. It says everything about what the firm thinks of your willingness to question it.
Once we have filed enough applications to report a real denominator, meaning how many were filed, approved, declined, and why, we will publish it here every year, whether or not it flatters us. Right now the honest number is that we are new. We would rather say that plainly than round it up.
Still think you have a case?
Tell us the awkward parts first. They are the only parts that matter.