Africa

Ghana: tax at a glance

A West African economy with a 25% company tax, a 35% top personal rate and a 15% VAT stacked with health and education levies.

Worldwide (residence-based) Last verified July 2026

Ways to relocate to Ghana

The residency and citizenship routes that lead here, weighed against the tax picture above.

The taxes

Personal income (top)
35%
Corporate income
25%
Capital gains
Investment-asset gains are taxed as income (top 35%), though a 25% election is available for some gains.
VAT / VAT, plus NHIL 2.5% and GETFund 2.5% levies
15%
Dividends (WHT)
8%
Interest (WHT)
8%
Royalties (WHT)
15%
Social security (employee)
5.5% (SSNIT)
Social security (employer)
13% (SSNIT)
Wealth tax
None
Inheritance / estate
None. Gifts are taxed as income instead.
Property tax
Local property rates set by municipal and district assemblies.
Other
VAT levies of NHIL 2.5% plus GETFund 2.5%. The COVID levy was repealed in the 2026 reform. A 5% growth and sustainability levy applies to some firms.

How the system works

Tax system
Worldwide (residence-based)
Foreign income
Taxed (worldwide)
Taxes by citizenship
No
Exit tax
No
CFC rules
No
CRS
Participating

The rates below are indicative headline figures (top marginal, standard, and headline rates), reviewed 2026-07. Brackets, surcharges, and state, provincial or cantonal taxes vary. Treat this as a reference map, not advice.

Sources (1)

Frequently asked

What is the income tax rate in Ghana?

The top marginal personal income tax rate in Ghana is 35%. Progressive. The top 35% band applies above roughly GHS 20,000 a month of taxable income.

What is the corporate tax rate in Ghana?

The headline corporate income tax rate is 25%.

Does Ghana tax capital gains?

Capital gains for individuals: Investment-asset gains are taxed as income (top 35%), though a 25% election is available for some gains..