Cayman Islands · Business & founder

Certificate of Direct Investment

Open Last verified

Open. Valid for renewable 25-year periods.

This is the only Cayman route that carries the right to work, and even then only within the business you invested in. For an operating entrepreneur, rather than a passive investor, it is the right instrument. At CI$1m, it also costs half of what the CoPR does.

Qualifying routes

$1.2M
Employment-generating Cayman business

CI$1,000,000 (roughly USD 1.2m) invested in an employment-generating business, where at least 30% of employees are Caymanian. The applicant must hold substantial management control and show a demonstrable business track record.

The facts

Minimum investment
$1.2M
Total landed cost
CI$1,000,000 investment, plus a CI$1,000 application fee and a CI$20,000 issuance fee, plus annual occupation-based fees and CI$1,000 per dependant each year
Route type
Business & founder
Timeline
4–12 months (Requires business plan review)
Physical presence
90 days per calendar year. This is the only Cayman route with a hard presence requirement.
Family
SpouseDependent children
Permanent residency
Not directly. Time counts as legal residence toward a later application.
Citizenship
Not directly. Legal residence can support BOTC naturalisation after 5 years.
Language test
Not applicable
Dual citizenship
Permitted
Requirements
CI$1,000,000 invested in a Cayman business that creates jobsAt least 30% of employees must be CaymanianSubstantial control over managementA demonstrable track record in business90 days' physical presence each year
What can go wrong
  • Work rights are confined to the business invested in. This is not a general work authorisation.
  • The 30% Caymanian employee requirement is a real operating constraint in a small, expensive labour market. It should be modelled carefully before committing.
  • 90 days' physical presence per year is required. This is the only Cayman route with a hard presence test.
  • Requires substantial management control and a demonstrable track record. Passive capital does not qualify.
Sources (1)

Secondary references

Path to permanent residence and citizenship

Permanent residency. Not directly. Time counts as legal residence toward a later application.

Citizenship. Not directly. Legal residence can support BOTC naturalisation after 5 years.

Dual citizenship. Permitted

Before you commit capital to this

Tell us your citizenship, your tax exposure and where your family wants to be in ten years. If this route is wrong for you, we will say so.